8 Best Credit Card Perks in North Carolina

Pentagon Federal Credit Union Platinum Visa
Pentagon Federal Credit Union Platinum is a secured card with a credit limit of up to $5,000. There is no annual fee, and the amount you can avail depends on your security. If you close your account, you could get your deposit back if more than the credit limit.

American Express Blue Cash Preferred
American Express Blue Cash Preferred attracts an annual fee of $95. However, you earn 6% cashback at U.S supermarkets for purchases up to $6,000 per year. In addition, you can enjoy a 3% at U.S gas stations and select major department stores, and 1% on other regular purchases.
The APR for this card is 0% for 12 months. After the two-month intro period ends, the APR adjusts up to 15.24%, 20.24%, or 25.24% variable.

Capital One Performance Select
Performance Select Credit Card earns you a 1% cashback on regular purchases, a 2% cashback at grocery stores, and 3% on gas to the tune of $1,500 in combined purchases each quarter. In addition, you get a 0% Intro APR for 12 months on purchases and balance transfers. After that, the variable APR will be 14.99% – 24.74%.

Navy Federal Credit Union Rewards
Navy Federal Credit Union Rewards Secured Visa Card: This is a secured card, so you’ll need to make a refundable security deposit of at least $250 but no more than $5,000. You’ll get an initial $500 line of credit once you receive approval for the card.

USAA Rate Advantage Platinum Visa
You get a limit of up to $3,000 if you make a security deposit between $250 and $99,999. If you deposit less than $250 or more than $99,999, your credit limit will be the same as your deposit amount.
You’ll earn one point per dollar, and there’s no limit to the number of points you can make. There’s also no annual fee, no balance transfer fee, and your APR interest rate on purchases is low.

USAA Classic Platinum Visa
USAA Classic Platinum Visa doesn’t require a credit check, so it is best for bad credit. You’ll earn one point per dollar, and you can redeem your points for travel or cashback. You can make as many points as possible. The card has a low 11.80% APR interest rate on purchases and balance transfers.

USAA Rewards Visa Signature Card
You can earn between one and five points per dollar, depending on which category you choose. In addition, the card has an 11.65% APR interest rate on purchases and balance transfers, but there are no annual fees or foreign transaction fees.

NetSpend Visa Prepaid Card
With a NetSpend Visa Prepaid Card, you can get a credit limit of between $300 and $5,000 NetSpend Visa Prepaid Card. If you don’t use your card for at least eight months, you might be required to put down another deposit before using the card again.
However, there’s no monthly fee, and you can get cashback once a month when you make at least 30 purchases. You’ll also be able to add custom alerts to your credit card account.