8 Best Pet Insurance Options In Ohio
When considering pets, you want to ensure they’re always well off. So if your dog or cat were to get sick or injured, you’d want them to access the best medical care possible. But how can you ensure that your animal gets the coverage they need? We’ve done some research and come up with a shortlist of the best pet insurance options in Ohio.
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The best pet insurance options in Ohio have plans for dogs and cats of all ages, from puppies to senior citizens, and cover medical expenses related to accidents, illnesses, injuries, and hereditary conditions.
Several factors will affect how much coverage you want and need if you consider pet insurance for your furry friend. One of those things is breed, as some breeds have higher rates of hereditary illness than others.
Another is age; some companies offer discounts on premiums if your animal is still a puppy or kitten under two years old. Location can also be a factor, as local laws determine whether certain conditions are covered by most insurers (like rabies). The price will vary depending on all these factors.
Outline of Best Pet Insurance Options In Ohio
Embrace
Embrace offers customizable plans. The user can set the coverage amounts, and you can choose which medical conditions are covered. You also can choose an alternative care provider for veterinary services or purchase a pet plan rider for dental care.
Embrace has a good rating on Trust Pilot, with excellent reviews from users who have used their services, which is good for an insurance company. Embrace has also received positive feedback on Clearsurance (a website that helps people find reliable resources).
Healthy Paws
Healthy Paws offers accident and illness coverage and add-ons for routine care. They also cover chronic conditions. The plan is comprehensive, and they have a high level of customer satisfaction.
Nationwide
Nationwide is a mutual company, meaning that they pay dividends back to its policyholders.
You can also rest assured knowing that Nationwide has been around for many years and is among the largest insurance companies in the country. Nationwide offers three different pet insurance plans: basic, standard and premier. They also have several reimbursement options ranging from 70%-90%.
PetFirst
PetFirst is an excellent option for pet owners who want to pay less in monthly premiums. The average annual limit and deductible are higher than the other companies, but they offer lower monthly premiums.
The low premium makes them a good choice if you don’t have an emergency budget to work with and need to keep costs down. PetFirst covers most illnesses and injuries, but they do not cover routine care (such as vaccines) and habitual or self-inflicted behaviours (such as housebreaking issues).
They also have certain exclusions on their coverage, including accidents arising from your dog’s activeness and Acts of war.
PetPartners Pet Insurance
Pet Partners is an excellent option if you want something simple with no frills and no extra costs. They offer basic coverage for cats, dogs, and birds and always maintain the same price regardless of your pet’s age or breed.
Pets Best
Pets Best offers a range of plan options, from accident-only insurance to comprehensive coverage. The pet insurance provider covers accidents and illnesses, including cancer, kidney disease and arthritis. If you have more than one pet, a 5% discount is available on all plans. Pets Best is rated A+ by A.M.
Petplan
If you’re looking for an affordable option, Petplan maybe your plan. They offer pet insurance for both cats and dogs, and their plans cover pre-existing conditions and accidents and illnesses. Their plans cost $46 per month and may vary depending on your pet’s age and whether or not it has an accident/illness history.
Trupanion Pet Insurance
Trupanion offers comprehensive coverage, including dental and vision care and prescription medications and acupuncture treatments if your dog needs them.
You get various plans for dogs and cats that cover accidents and illnesses and behavioral problems like biting or excessive barking. There are also some additional options available if you have birds or other exotic pets in addition to your dog or cat.
They also offer reimbursement for emergency care if something happens when you’re away from home.
Conclusion
If you’re considering a way to protect your furry friends in case of an emergency, the best pet insurance options in Ohio can help. Although pet insurance may sound like a luxury, it’s a way to ensure that your pet is cared for when they need it most.
Even if you have a relatively healthy pet, it never hurts to be prepared. Ensure to compare rates and coverage, even if you think you know which company you want to go with. The rates and coverage vary widely between companies, so researching other options beyond your first pick is worth checking out.
