Don’t Overpay on Vision Plans for Seniors
Our ability to see clearly and to protect our vision is very important at any age, but it is especially vital once we enter seniorhood. The main issue is, the costs of vision care can get pretty hefty. Luckily, there are vision plans to help cover the associated expenses.
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As we age, our vision tends to deteriorate, making it crucial for seniors to have access to proper vision care. Vision insurance plans specifically designed for seniors can help cover the costs of routine eye exams, prescription glasses, and other vision-related expenses. Thanks to these plans, you won’t have to choose between your eye health and everyday needs, and you’ll be able to sleep easier at night.
This article will explore the seven best vision plans for seniors, highlighting their special features, suitability for seniors, and also provide valuable tips for maintaining good vision health.
Features To Look For
When it comes to vision care, seniors have unique needs that should be addressed by their insurance plans. The following are some special features designed specifically for seniors that make vision plans stand out:
-Enhanced Coverage for Age-Related Eye Conditions: Some vision plans offer additional coverage for age-related eye conditions such as cataracts, glaucoma, and macular degeneration.
-Discounts on Eyewear: Many vision plans provide seniors with discounts on eyeglasses, contact lenses, and other vision correction options.
-Access to a Wide Network of Providers: The best vision plans for seniors often have a large network of eye care providers, including optometrists and ophthalmologists who specialize in geriatric eye care. This ensures that seniors can easily find a trusted eye care professional in their area.
-Telehealth Services: With the rise of telehealth, some vision plans now offer virtual eye exams and consultations. This is especially beneficial for seniors who may have difficulty traveling to appointments or prefer the convenience of remote consultations.
Best Vision Plans
While all seniors can benefit from vision insurance, the suitability of each plan may vary, depending on individual needs. Here are seven vision plans that cater to seniors and their unique requirements:
1) AARP Vision Insurance: AARP offers vision insurance plans specifically designed for seniors aged 50 and above. Their plans provide coverage for eye exams, eyeglasses, contact lenses, and even discounts on LASIK surgery. This extensive network of eye care providers ensures seniors have access to quality care.
2) EyeMed: EyeMed offers vision plans with options tailored for seniors. They provide coverage for routine eye exams, prescription glasses, and contact lenses. Additionally, they also provide discounts on frames and additional savings for seniors who prefer choosing eyewear from certain providers.
3) VSP Vision Care: VSP Vision Care offers comprehensive vision plans for seniors, including coverage for eye exams, glasses, and contact lenses. Their plans also provide discounts on lens enhancements and LASIK surgery. VSP has an extensive network of eye care providers, making it easy for seniors to find a provider nearby.
4) Humana Vision: Humana Vision offers vision insurance plans for seniors that cover routine eye exams, prescription lenses, and contact lenses. They have an extensive network of providers and offer additional savings on frames and lens enhancements.
5) Davis Vision: Davis Vision provides vision insurance plans suitable for seniors, covering eye exams, eyewear, and contact lenses. They offer a wide range of frame options and lens enhancements. Their plans also include benefits for individuals with diabetes, which is a common concern among seniors.
6) UnitedHealthcare Vision: UnitedHealthcare Vision offers vision plans for seniors that cover eye exams, glasses, and contact lenses. They possess an extensive network of eye care providers, including specialists in geriatric eye care. As an added bonus, UnitedHealthcare also offers discounts on additional pairs of glasses and lens enhancements.
7) Superior Vision: Superior vision showcases plans for seniors that cover routine eye exams, glasses, and contact lenses. They have a large network of providers and offer discounts on eyewear and lens enhancements. They also provide coverage for low vision aids, which can be beneficial for seniors with significant visual impairments.
Costs
The costs associated with vision plans for seniors vary significantly, depending on your location, the level of coverage and the specific insurance provider. Premiums, deductibles, copayments, and out-of-pocket expenses should all be considered when selecting a vision plan. Seniors should evaluate their specific needs and budget to find a plan that provides adequate coverage at an affordable cost.
It is worth noting that many senior vision plans offer affordable monthly premiums and reduced out-of-pocket expenses for routine eye exams and eyewear. Also, note that specific cost details are subject to change and should be verified with each insurance provider.
Helpful Tips for Good Vision Health
In addition to having a vision insurance plan, seniors can take proactive steps to maintain good vision health.
First and foremost, schedule regular eye exams with an eye care professional, even if there are no apparent vision problems. This can help detect early signs of eye conditions and ensure timely treatment. Secondly, maintain a balanced diet rich in fruits, vegetables, and omega-3 fatty acids. Foods like carrots, spinach, salmon, and citrus fruits contain nutrients that are beneficial for eye health.
Thirdly, when engaging in activities that pose a risk to the eyes, such as gardening or home repairs, wear protective eyewear to prevent damage and injury. Wear sunglasses that block 100% of UV rays when outdoors to protect the eyes from harmful sun exposure. Furthermore, quit smoking as quickly as possible. Smoking has been linked to an increased risk of developing age-related macular degeneration and cataracts. Quitting smoking can significantly improve overall eye health.
It’s crucial to manage any chronic conditions, such as diabetes or hypertension, as these conditions have an impact on eye health. Regular check-ups and proper medication management are essential. Extended periods of screen time can strain the eyes. Lastly, try to follow the 20-20-20 rule – every 20 minutes, look 20 feet away for 20 seconds to reduce eye strain.
