The Best Credit Cards That 2022 Has To Offer

Credit cards are a convenient means of paying for things. This is especially true where using cash is not a viable option, such as buying things online or paying your bills online. In addition to being a method of payment, credit cards also can allow you to buy things on credit and pay for them in monthly payments.

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Today there are literally hundreds of different credit cards being offered. Many come from banks and others come from many various kinds of entities, such as unions, travel clubs, private companies, airlines and so on. Different credit cards come with many different kinds of features or benefits. Choosing the best credit card for you should be based on what your needs and preferences are. Below are four of the best credit cards available based on the most popular categories of credit cards.
Credit Cards

Best No Fee Credit Card - Petal® 2 "Cash Back, No Fees" Visa® from WebBank

Of course credit cards make their money by charging you interest. But they also make money by charging annual and other types of fees, which can add up to a lot of money. This card has NO fees of any kind and even offers cash back (rebates) on you purchases. Here are the main features of this card:

– No fees whatsoever

– Up to 1.5% cash back on your purchases (rebates)

– $500-$10,000 credit limits

– This card may help applicants without credit history get approved

Best 0% Credit Card - Chase Freedom Unlimited®

If you a credit car user that normally stretches out your purchases into monthly payments, then this card can save you money because they charge no interest for the first 15 months. Plus, this card also offers some nice rewards.

– 0% Intro APR on Purchases for 15 months

– No annual fee

– $200 Bonus after you spend $500 on purchases in your first 3 months

– Unlimited 1.5% cash back on all purchases

Best Cash Back Credit Card - Wells Fargo Active Cash℠ Card

If you like getting cash rebates on your credit card purchases, then this a good choice for you

– Unlimited 2% cash rewards on all purchases

– Cash rewards don’t expire as long as your account remains open

– $200 cash rewards new account bonus

– No annual fee

Best Travel Awards Credit Card - Chase Sapphire Preferred® Card

For people who dine out and travel frequently, this card can earn you many reward points

– 100,000 bonus points after you spend $4,000 on purchases in the first 3 months

– 2X points on dining and travel purchase, plus earn 1 point per dollar spent on all other purchases

– 25% more value when you redeem your points – for example, 100,000 points are worth $1,250 toward travel

– Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more

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